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Life Insurance

More than a death benefit.

Term Insurance

 Indexed Universal Life

Whole Life Insurance

Mortgage Protection

Build Cash Value

Leave a Legacy

Term Insurance

The most commonly owned life insurance policy.

Fixed time periods and premiums; affordable solutions up to $1,000,000 in coverage

Choose a time period | Benefit Amount | Lock in a consistent premium
Simplified issue with express decision. Lock in your rate almost instantly.

Choose One! 

Shop Rates & Self Enroll

Term

with Living Benefits.

• Up to $1M
• Chronic & Terminal Illness Riders

• + Dependent Riders

Term

Pure Term.

• Up to $1M
• Coverage $50,000 - $1m

• Convertible to Whole Life

Term

Guarantee Issue.

• Ages 50-85
• Coverage $5,000 - $25,000

• Guaranteed approval, no health questions

 Indexed Universal Life

The plan people should have; many don't. 

Major Tax Benefits: Grows tax free, borrow tax free, death benefit paid tax free

Accidental Death Benefit Rider: up to an additional $250,000 on top of the death benefit payout
Accidental Death Benefit Rider: up to an additional $250,000 on top of the death benefit payout

Whole Life Insurance

When $2 million isn't quite enough. 

Medically qualifies you for coverage amounts over +$2,000,000 that lasts your entire lifetime.

Accidental Death Benefit Rider: up to an additional $250,000 on top of the death benefit payout
Accidental Death Benefit Rider: up to an additional $250,000 on top of the death benefit payout
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Disclaimer

Last Updated: January 1, 2026

Vital Shield Coverage ("we," "us," or "our") operates www.vitalshieldcoverage.com to provide information and facilitate connections for health, life, dental, vision, Medicare, and other insurance policies through licensed consultations and carrier referrals.

HIPPA Protection and Data Use

We take the privacy of your information seriously. To the extent any protected health information (PHI) is collected or handled (e.g., during consultations or quote processes), it is protected in accordance with the Health Insurance Portability and Accountability Act (HIPAA) Privacy and Security Rules as applicable to business associates of covered entities (such as health plans and insurers). We maintain appropriate safeguards and comply with our obligations under any Business Associate Agreements.

Your personal information (including contact details and any submitted information) will not be sold, resold, rented, or reused for any purpose other than contacting you to discuss, review, or assist with suitable health, life, dental, vision, Medicare, and related insurance policies. We do not engage in unrelated marketing or share your data beyond what's necessary for providing our services (e.g., with carriers or trusted service providers under confidentiality requirements).

No Medical or Financial Advice

The information on this site is for general educational and informational purposes only. It does not constitute medical advice, diagnosis, treatment recommendations, or financial/insurance advice. Insurance availability, rates, coverage, and eligibility vary by individual circumstances, carrier, state, and other factors. We are not a health plan, insurer, or provider—any final decisions, quotes, or policies come directly from licensed carriers. Consult qualified professionals for personalized advice.

No Guarantees

We do not guarantee approval, specific rates, coverage, or availability of any policy. Results depend on carrier underwriting and eligibility rules.

Changes

We may update this disclaimer periodically; continued use of the site constitutes acceptance of changes.

©2026 Vital Shield Health Coverage

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